Manitoba drops flood insurance rule for disaster aid after heavy rains

Heavy rain and flooding struck several Manitoba municipalities last week. The extreme weather has left many residents facing significant damage to their homes and property. Manitoba’s premier, Wab Kinew, has announced a shift in disaster support policies. This change responds to the growing impact of climate change on the region. Previously, residents needed flood insurance to qualify for government aid, but this requirement has now been removed.

Those without insurance for overland flooding or sewage backups can now apply for disaster financial assistance. The province is still finalising details, including the amount of support available. The Insurance Bureau of Canada did not object to the policy update but stressed the importance of available insurance options and community preparedness.

A study by Public Safety Canada suggests that offering government aid may discourage people from purchasing private flood insurance in the future. The report also noted that removing such assistance could increase the uptake of private coverage. The policy adjustment allows more residents to access financial help after the recent floods. Manitoba continues to develop the new support programmes while addressing the long-term effects of climate-related disasters. The Canadian Press first reported these changes on June 16, 2026.